A rideshare accident can leave you dealing with more than your injuries. You may also have to determine which insurance policy applies, whether the rideshare driver’s app status changes the available coverage, and whether another driver’s policy is involved.
Meanwhile, medical bills, lost income, and other expenses keep moving while the insurers investigate.
You do not have to figure out the insurance structure on your own. A knowledgeable Milford rideshare accident lawyer can identify the available coverage and determine which parties may be held responsible.
Jacobs & Jacobs, LLC has represented injured people in Connecticut since 1977, including clients whose claims involved disputed or inadequate insurance coverage. Our trusted car accident lawyers serving Milford understand how overlapping insurance policies can affect a claim.
When a rideshare company or an insurer disputes responsibility or offers less than your claim may be worth, we investigate the crash, identify the applicable coverage, and build the claim around the evidence.
Tell us what happened. We can review the crash and determine which insurance policies may apply to your Milford rideshare accident.
Rideshare accident claims can involve different insurance policies depending on what the driver was doing when the collision occurred. Jacobs & Jacobs handles claims involving:
If your accident does not fit one of these situations, that does not mean you have no claim. We can review the circumstances and determine what coverage and legal options may apply.
Under Conn. Gen. Stat. § 13b-120, rideshare insurance coverage in Connecticut depends on the driver’s app status at the time of the crash:
That distinction can affect the amount of insurance available for your injuries. We investigate the driver’s app status, trip records, and other evidence to determine which coverage tier was in effect.
We also examine whether uninsured or underinsured motorist coverage may provide additional protection.
A rideshare accident can create expenses before anyone agrees on which insurer should pay in Milford. You may need medical treatment, physical therapy, time away from work, or repairs to your vehicle while the insurance companies are still investigating the crash.
The coverage dispute does not stop those expenses from accumulating.
Connecticut also places a time limit on personal injury lawsuits. Under Conn. Gen. Stat. § 52-584, a personal injury action generally must be filed within two years of the date of the injury. Waiting for a rideshare company or an insurer to resolve a coverage dispute does not extend that deadline.
We begin investigating the accident, preserving relevant records, and identifying potentially available insurance coverage as soon as you contact us.
If the rideshare app was off, the driver’s personal auto insurance generally applies rather than the rideshare company’s coverage. We review the available trip and driver records to determine the driver’s status when the crash occurred.
That depends on the circumstances of the crash and the driver’s app status. We identify the potentially applicable policies first, then determine which parties and insurers should receive the claim.
You may have a claim against the at-fault driver’s insurance. If that driver’s coverage is insufficient, uninsured or underinsured motorist coverage may also become relevant. We review all available policies to determine what compensation may be available.
Yes. A pedestrian, cyclist, or driver injured by a rideshare vehicle may have a claim against the insurance coverage applicable to the rideshare driver at the time of the crash. Your claim does not depend on being a rideshare passenger.
A personal injury lawsuit generally must be filed within two years under Conn. Gen. Stat. § 52-584. The insurance investigation does not stop that deadline from running, so it is important to address the claim promptly.
A Milford personal injury lawsuit is generally filed in the Superior Court for the Judicial District of Ansonia-Milford, located at 14 West River Street in Milford. Jacobs & Jacobs has handled Connecticut injury matters since 1977, including an appeal argued before the Connecticut Supreme Court.
Connecticut law recognizes two categories of damages. Economic damages, such as medical expenses, rehabilitative care, and lost earnings or earning capacity, and noneconomic damages, such as physical pain and suffering and emotional distress. We can review your medical records, lost income, and the impact of the injury to identify what compensation may apply to your case.
The insurance question can become complicated when a rideshare company’s coverage, a driver’s personal policy, and another driver’s insurance may all be involved.
You should not have to wait for the insurers to decide among themselves while your medical bills and other losses continue to grow.
Contact us for a free case evaluation. We can review what happened, identify the insurance coverage that may apply, and help you understand your options before the two-year filing deadline expires.
Motor vehicle collisions can happen in seconds but leave victims dealing with injuries, medical expenses, lost income, vehicle damage, and insurance disputes for months or longer. Head-on crashes, highway collisions, intersection accidents, and rideshare crashes can also raise complicated questions about fault and insurance coverage. Jacobs & Jacobs, LLC represents people injured in motor vehicle accidents throughout Milford, helping clients investigate what happened and pursue compensation from the parties responsible for their losses.
The firm handles claims involving head-on collisions, highway accidents, intersection crashes, Uber and Lyft accidents, and other serious motor vehicle collisions. Establishing liability may require examining police reports, traffic or surveillance footage, vehicle damage, witness statements, electronic evidence, and applicable insurance policies. Civil injury cases arising in Milford may proceed through the Connecticut Superior Court system. Jacobs & Jacobs, LLC helps clients build evidence of fault while documenting the medical, financial, and personal consequences of their injuries.
The firm serves clients throughout Downtown Milford, Devon, Woodmont, Walnut Beach, and neighborhoods surrounding the Boston Post Road, as well as nearby communities including Orange, West Haven, Stratford, and Shelton. Serious crashes can occur along Interstate 95, the Merritt Parkway, U.S. Route 1, Bridgeport Avenue, and Milford’s heavily traveled intersections. Whether another driver crosses the centerline, causes a highway collision, disregards the right-of-way, or causes a crash while providing rideshare services, experienced representation can help injured people protect their rights and pursue appropriate compensation.
Milford’s location along the Interstate 95 corridor and its network of commuter roads, intersections, commercial districts, and residential streets create varied risks for motorists and passengers. Jacobs & Jacobs, LLC helps accident victims throughout Milford and surrounding New Haven County communities investigate serious crashes, deal with insurance companies, and pursue accountability when another party’s negligence causes injury.