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In at-fault insurance states like Connecticut, it matters who is at fault in an accident, including pedestrian accidents. The person who causes an accident to occur is the one who must pay for the injured party’s damages, typically through their insurance policy. While Connecticut law stipulates that drivers have the responsibility to protect pedestrians by slowing down, stopping, and taking other means to avoid a collision with a vulnerable pedestrian, it also views jaywalking as a violation of the state’s traffic and pedestrian laws.